Unlock Homeownership SoonerNo Deposit

Specialising in low and no-deposit mortgages, we make your property ambitions achievable with personalised, accessible financing solutions

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Access to Australia's Lenders

Finance Your Dreams with Us

At Harson Finance, we connect you to tailored lending solutions. Specialising in low-deposit home loans, we ensure a seamless journey to your dream home.

Fast & Easy Process

Harson Finance ensures a quick, smooth loan process from application to approval.

Innovative Financing Solutions

Access innovative loans with minimal initial costs and flexible terms through Harson Finance.

No Deposit Loan Solutions

Our no deposit options streamline your path to homeownership with expert guidance and tailored solutions.

Best Interest Rate Comparison

We navigate the market to secure the most favorable mortgage rates on your behalf.

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Contact Us

0432 054 618

Your Trusted Loan Experts

From personal to development loans, we tailor financial solutions to your journey. Explore our services for the right fit. Trust in our guidance through the finance maze.”

All Services

No Deposit Loans

Low/No deposit mortgage alternatives for professionals, easing the path to homeownership. Less upfront, more possibilities

Customized Lending Solutions

Access customised loans for specialised lending needs, with flexible solutions to fit any unique situation

Personal Loan

Competitive rates and flexible terms to help you achieve your personal goals.

Development Finance

Expert guidance in development funding to realise your project's potential.

Real Clients with Honest Review

Here’s what some of our valued clients have to say about their experience with us.

Big thanks to Rod at Harson Finance for guiding me through buying my first home. The mortgage options were clear and he was there to help whenever I had questions.

Brett

Business Owner

Securing a mortgage was straightforward. They made the complex process of purchasing my first house a lot less intimidating and were always available to support me."

Adrian

Carpenter

As a first-time homebuyer, Rod and the team explained everything in terms I could understand and really cared about helping me get into my new home.

John & Leonie

Couple

Your Mortgage Broking Journey

Embarking on a mortgage journey involves assessing your finances, gathering documents, submitting a loan application, and finally receiving and accepting the lender’s offer to secure your mortgage.

Determine Your Borrowing Power

Assess your financial situation to understand how much you can comfortably borrow for your home loan.

Gather Required Documentation

Compile all necessary documents, including proof of income, employment, assets, and identification for loan application.

Loan Application & Submission

Complete and review your home loan application with your broker before submission to chosen lender for approval.

Loan Approval & Offer

Receive approval from the lender, review the loan offer, and accept the terms to move forward with the mortgage.

Creating Success through Our Loans

At Harson Finance, we’re on a mission to build a legacy of success, one loan at a time. With a fresh approach backed by 40+ years of collective expertise, we’ve already begun to make an impact.

Mini Deposit Home Loans

Frequently Asked Questions

How do I qualify for a Mortgage in Australia?

What is the minimum deposit that I need?

The minimum deposit usually ranges from 5% to 20% of the property's value, depending on the lender's criteria and whether you're willing to pay for Lenders Mortgage Insurance (LMI), which can allow you to borrow with a smaller deposit. We however, offer a unique loan option that can help some clients get into a home with a smaller than usual deposit. Give us a call to find out how.

How does it work?

Can we finance other types of loans?